Is it legal in Australia to demand cash-only payment?

On May 27, Nine News TV channel launched a special column in which journalists answer the most popular questions from viewers in the field of consumer protection. The first question chosen by the editorial board was "Is it legal for stores to demand cash payments, even though almost all people use a card?"


As it turns out, store owners have every right to require customers to pay with physical banknotes.

According to Reserve Bank of Australia rules, a supplier of goods or services "is free to set the commercial terms on which payment will be made before the contract for the goods or services is entered into.

Simply put, until a product has been purchased or a service has been rendered, businessmen have the legal right to set the payment arrangements - if, of course, the other party agrees to it.

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